Wegen der VISA Secure kann ich nicht mein Flug buchen. Ich kann es nicht verstehen, bin von service der INg diba leider enttäuscht geworden. vielleicht muss. Kostenlos Bargeld abheben mit der girocard an ca. ING-Geldautomaten und mit der VISA Card an ca. Geldautomaten in Deutschland. Ihre VISA Card [Debitkarte]. Kostenlos Geld abheben ab 50 Euro an 97% aller Automaten in Deutschland und allen Euro-Ländern. Weltweit.
Sie haben Fragen zum Girokonto?Angebotsdetails. Jahresgebühr: 0,00 €. Anbieter: ING-DiBa AG. Kartensystem: Visa. Girokonto inklusive: Ja (nur in Verbindung mit Konto). Partnerkarte möglich:. Ihre VISA Card [Debitkarte]. Kostenlos Geld abheben ab 50 Euro an 97% aller Automaten in Deutschland und allen Euro-Ländern. Weltweit. Mastercard oder VISA Card GOLD. Hallo IngDiBa, warum bietet Ihr keine Kreditkarte mit Versicherungen an? Ich wäre längst zu Euch gewechselt.
Ingdiba Visa How to avoid paying high credit card interest! VideoKreditkarte ⇝ DKB oder ING-DiBa besser?
Muss Glocke Tippspiel - Verirrt im Kartendschungel?Hallo Philipp, eine Anmeldung ist da nicht notwendig.
With this page, we give you a conclusive comparison , so that you know already before the card application with what you engage and what you can expect from the respective provider.
At the end of this page, you will know how the land lies. You can. But before you decide for it, please take a look at the tips and tricks of the use in the following paragraphs.
That both are free of charge? Yes, but I did not talk about that. We at DeutschesKonto. ORG attach importance to that anyway. You can get both cards with a credit line, without having to transfer the salary to them.
You do not have to change or cancel anything at your current financial management. No salary transfer is required either. The proof in the form of a pay slip is sufficient!
Additionally to the Euros 4,, I got myself Euros 25, as a credit line. A credit line is like a second overdraft facility.
But much cheaper! The Barclaycard has its roots in Great Britain, which is why the setup of a credit line works different.
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Notify me of followup comments via e-mail. Portal for clever banking in Germany and abroad. There is an important reason for those two being in the leading position!
For many years, they have obviously been having the best offers on the market and have been able to expand their customer base — especially with the critical internet customers — to occupy the pole-position.
Their Giro accounts will remain free of charge in the future as well! This has been confirmed by both banks on request of Deutschesaccount. For your ultimate decision you can use the comparison: Below the table you find further descriptions, and you can use the comments feature to ask questions.
Credit check yes approx. DPP says:. Customers of especially savings banks and Volksbanks switch to the ING-DiBa, because these are increasing the account management fees and simultaneously close branch offices.
The current account of the ING-DiBa is free of charge and will remain free, as well as the cards to the account. Due to the fact that the ING-DiBa offers two cards to the account, we explain to our faithful and new readers , how to use which card optimally.
Below the table, you can find an explanation video. The ING-DiBa is a very solid German private customer bank, which was founded in at that time with another name by trade unions, in order to help workers and employees to build asset economizers.
Back then already as a direct bank! Besides the current account, there are further bank offerings that one can use separately.
By far the most account openings were registered for the Extra-Konto. This is a free call money account.
The opening of a free call money account can be a strategy to become a customer of the bank without creditworthiness check … and later apply for a current account being a registered customer.
However, this is only interesting for people with a rather average creditworthiness and who would like to have access to a free direct bank.
A very thrilling product is the Rahmenkredit credit line. How this works and in which case it is meaningful, is described on the following page: Enlarge the financial margin cleverly.
I myself have it since the year and have never paid any single Euro for it. I did not use it a lot, since I only set it up as a backup-account back then.
Moreover, an overdraft facility in the amount of several thousand Euros is at my disposal. This was set up in three-times the amount of my submitted proof of salary back then.
If the mail has not arrived, please contact the ING customer service. You are the first person, who writes us that he can neither pay nor withdraw cash with the Visa Card.
Usually, this works flawlessly. Unless it is the case that you do not have money in the account? The Visa Card of the ING in Germany does not have its own credit card account, but debits solely from the current account balance possibly from the credit line, if an overdraft facility has been agreed on the current account — you can do that at account opening — or later.
It is important to differ between the two cards that you receive after the account opening. This is free of charge within the Euro-area on the part of the ING.
Abroad with a currency other than Euro for example in Poland , a foreign transaction fee of 1. That is for the currency exchange, not for the withdrawal.
In Germany, you can withdraw cash free of charge up to Euros when buying at many supermarket chains at a value from Euros 20 sometimes from Euros This only works with the Girocard.
Hello Gregor, may I ask you something. I opened an account in IngDiba. They are asking me for the Steuer-ID or tax number.
Or do I have one? What should I do to provide it or get my tax id? Yes, you do have one. In Germany every person gets a tax ID with their birth. When people from other countries come to our county and they start working, they also get one.
This number is unique and remains the same for your whole life. Gregor thanks very much for your answer. The thing is that my situation is kinda different.
So they are asking me for the Tax Number. May I ask you again, do I have one? How did you manage the account opening?
After all, ING only opens accounts for clients with a residence in Germany. I put the address from relatives that live in Germany. I was there for 2 months.
Do you think i should just close the account? Thanks for your help! You can read more detailed information in the article above.
If so what would be my best option to get an account and start working? Welcome to Germany! Good that you have friends who help you. Instead of video legitimization, you can go to a post office and have your identity legitimized there.
Take a friend and your passport with you. That will be the best. Hi Freyja, Yes, one can do that, it does not have a negative impact.
Myself, I solely use the Visa Card as well. I live in Schoneberg. I would like to set up my account in person, might be easiest!
ING is a direct bank. Accounts can only be opened online. Since the bank has more than 8 million customers, these are processes that work.
Wishing you much success with opening the account and exploring its benefits! Also do I need to have money on my CC i. There is no extra credit card account.
With the Girocard only at their own machines. I have never changed the PIN for the Girocard. I think that is not possible. Or has something improved without my noticing?
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Notify me of followup comments via e-mail. Portal for clever banking in Germany and abroad. Far more than a free current account!
These 8 digits are the most important part of the credit card number. The last digit of the card number the 16th digit in most cases is the check digit, which is calculated by applying a mathematical formula called the Luhn algorithm to the preceding portions of the account number.
While not actually part of the account number itself, the check digit is essential to allow easy validation of card numbers and detection of typos, missed digits, etc.
However, limited is the cash-free transaction with the cards to up to Euros 4, per week! On the Visa Card, you can increase the limit temporarily, for example for a flight booking or payment of a hotel bill.
The increase of the limit can take place by phone and is valid up to one week. Afterwards, the limit decreases again to the Euros 4, as a standard.
This is why I usually do not take the Visa Card and the Girocard with me on my trips abroad. In order to test the use abroad for this article, my cards accompanied me this year on several occasions, but where rarely used due to the foreign transaction fee and no up-todays-interest-free-use-of-the-credit.
A little nervous about what could have happened to my account, I went to the next Publix-supermarked and tried to purchase postcards of USD 0.
The payment with the Girocard worked fine which cost me Euros 1. Through Skype in order to avoid expensive telephone costs from abroad , I called the hotline of the ING-DiBa to find out what could have happened.
Unfortunately, I did not receive any information and with this no help at all by the bank, because I did not take the telephone-PIN with me on my journey.